AIA UNVEILS A-PLUS HEALTH PLANOct 24, 2018 @5:26 PM
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AIA Bhd has today introduced its most innovative medical plan to date, A-Plus Health.
The insurer’s latest invention comes with a unique feature called the Health Wallet. For every year that a customer does not make a claim from A-Plus Health, an amount will be credited into his/her Health Wallet for up to 10 times. The customer can then use the amount accumulated in the Wallet for preventive care services and additional medical expenses that are typically not covered by most medical plans, such as health screening and vaccinations, artificial limb and hearing aid expenses, coverage for congenital conditions, recovery care for cancer, stroke and heart attack, and more. A-Plus Health is a medical rider that can be attached to AIA’s regular premium investment-linked plan, A-LifeLink 2, and is available to anyone between the age of 14 days and 70 years old. Parents can also purchase A-Plus Health for their pre-born child with a gestational age of 14 weeks and above. They can attach the medical rider to A-Life Joy 2, AIA’s flexible investment-linked plan that provides coverage and savings opportunity for the child. Besides providing comprehensive medical coverage up to age 100, A-Plus Health also comes with a high annual limit (the maximum amount a customer can claim per year) of up to RM2 million, with no lifetime limit. To encourage and motivate Malaysians to lead a healthier lifestyle, A-Plus Health is integrated with AIA Vitality, the insurer’s science-backed health programme. Customers who purchase A-Plus Health and sign up as an AIA Vitality member will get to enjoy additional benefits under its Health Reward feature without having to pay additional premium. Depending on the customer’s AIA Vitality membership status, they are entitled to 100 per cent upgrade in amount for hospital room and board as well as receive up to 10 per cent increase in the annual amount credited into their Health Wallet. |